You know what sucks? Still being (basically) unemployed after applying for +100 jobs. As a side note, yes, I have been hired as a substitute educational assistant, but I only got one shift in the month of February. Womp womp.
So what do you do when you have no job and very little income? You budget, budget, budget!
Some of you may remember a little challenge I set for myself back in October 2015. Yup, you guessed it, the No Spending Month Challenge! So my boyfriend Max and I decided we would give it a try for the month of March given the fact that it’s usually the toughest month of the year, and also because it’ll feel so great to see all the money we saved AND get our incomes taxes back!
Part of me thinks this time around will be a lot harder for a variety of different reasons.
- Reason #1: Max is the spending type. When he wants something, he buys it. But guess what? He’s broke too so we’re doing this together.
- Reason #2: Our friends here are all the “going-out-for-supper” type. It’s really hard to keep up with the No Spending Challenge and still have a social life. Also Max loves wing night.
- Reason #3: Max doesn’t care about rules that much. He’s already asked me if we could push the challenge one day later.
- Reason #4: Most importantly – and in all seriousness – our stockpile isn’t as plentiful as the one I had in Moncton, so it will probably mean needing to spend a little extra on groceries.
But on the bright side, I’ve already done up the monthly meal plan for March, all the meals of which consisted of low-cost, budget-friendly recipes, some of which we already have all the ingredients to make. Today I’m going to prep and print all our grocery lists for the month so I can calculate how much we should be spending during the month, and then see how we can try to minimize that by getting the best deals, but not buying in bulk like we usually do.
What it’ll mean for us:
- No going out for date nights/with friends
- No going to the restaurant/take-out
- No personal purchases
- No treats, even during grocery shopping
- Minimal usage of the car
Basically, we’ll just be spending money on rent – damn you, apartments! – and the basics at the grocery store. If I can convince Max, we might even try to do a small grocery run to No Frills on foot!
Do you have tips or tricks that we could use to try to make sure we stick to it? If so, let us know. And if you’d like to try the No Spending Month challenge with us, send us a message or leave us a comment and we give each other moral support – we’ll probably need it!